Brokers:

FBMC's only business is employee benefits. We offer a variety of administrative services to help you and your clients. These include:

• FSA
• HRA
• HSA
• Commuter Benefits
• Claims Management
• COBRA and Retiree solutions

Maximize your closing potential by using our online or Interactive Voice Response (IVR) enrollment services. We also offer several value-added services, including our award-winning compliance and educational Quarterly Review newsletter and timely benefit alerts. You can also avail yourself to our award-winning communications department for enrollment and promotional materials.

Our primary market is for clients with 1,000 or more employees and retirees, or COBRA clients with 250 or more active participants. We have a national presence and have the largest market share of state government cases for flexible benefits and tax favored spending accounts. Click here for further description of our Service Products.

Brokers who partner with us find that we honor all agreements. We compensate brokers on either a fee basis or as a percentage of revenues from direct payments from Clients or their employees. We are prepared to serve as our Brokers' back office for employee benefit third party administration and will honor any compensation arrangement between a Broker and their client as long as it is disclosed and transparent.

FBMC maintains over 40 well-rated companies that we view as Partners. Our company can provide brokered products but acknowledge that Brokers will often desire to place their own brokerage business. Please click here to view our Partners page.

Deliverables include:

• TPA claims
• Stop loss insurance
• PPO networks
• Pharmacy Benefits Management
• Managed care
• Value added services, such as:
• Subrogation
• Employee Assistance
• Online medical guidance
• Healthcare Education
• Wellness

Consultants:

FBMC is not in the consulting business and will honor any arrangement that exists between a consultant and client whose relationship depends on the TPA or broker to compensate the consultant, as long as those arrangements are disclosed and transparent.

We respect and will not interfere with any arrangements that a consultant may have with a prospective client.

Our company will respond to private sector proposals and public employer Requests For Proposals that are distributed by consultants.
FBMC has built its business on Quality, Integrity and Longevity. How can we help you?