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Administration & Compliance

Benefits administration and regulatory compliance go hand-in-hand. Lucky for you, we have you covered for both.


A better way to administer

Administering benefits data is often the most costly and time-consuming aspect of managing employee benefits. Let us take the load off with our suite of administrative services, including online enrollment, payroll deductions, consolidated billing, premium remittances, reconciliation and more.
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Online Enrollments

We track and analyze your enrollment data through our proprietary BMC Marketplace administrative and enrollment system. Click here to learn more about the BMC Marketplace.

Eligibility Checks

BMC Marketplace simplifies management of your employee records and performs regular checks to ensure your employee and dependent eligibility statuses reflect the most current data.

Payroll Reconciliation

Manage your premium deductions with our Payroll Reconciliation system. We process your payroll files and make exhaustive searches for withholding inconsistencies. If we find a discrepancy of any kind, we’ll notify you with a comprehensive Discrepancy Report and work with you to resolve the issue.

Premium Remittance

Simplify your carrier payments through our premium remittance solution. Our Remittance Listings give you an organized breakdown of payment listings at each employee level. From there, our Deduction Management team will provide a detailed balance sheet that prompts provider payments via check or ACH deductions.

Retiree Billing

We are leaders in the field of retiree administration. When you partner with us, you can rest assured your retirees’ benefits are in safe hands. We streamline the process and provide a single point of access for your retirees via direct billing or through automatic deductions from their pension payments – and that’s all on top of the meticulous project management and quality customer care you’ll come to expect from us.

COBRA Solutions

Our administrative expertise extends to COBRA benefits. With FBMC you get the total package of COBRA solutions, including:
Direct Billing
Web Access
Employers & Participants
Plan & Rate Structure
Compliance & Regulatory Updates
Claim & Denial Processing

Compliance reporting happens more than once a year. We are on the job 365 days a year, keeping you informed of regulatory changes and helping you manage potential risks.


A better way to be compliant

Our expert compliance team is skilled at navigating the complex world of regulations and reporting. Our industry is one of the most highly regulated, and with our full suite of compliance services, we can do it all for you.


The only constant is change. In the benefits world, we stay on top of all changes and provide year-round guidance.

ACA Reporting

Data and codes are the name of the game when it comes to 1094 and 1095 annual reporting. We gather and analyze the data, enter the correct codes, and send the forms to the IRS on your behalf.  Our call center is also available to respond to your employees’ questions.


 Our compliance team effectively communicates legislative changes to you and your workforce.  We also explain these changes and how they may affect applicable benefits, and notify you of any actions that may be required. 

In our 40 years doing business, we’ve never faced a fine or penalty by any regulatory authority nor has any plan we managed ever been disqualified.

FBMC’s compliance record


customizable employee benefits management & consulting
Consulting & Brokerage Icon

We work for you to secure a wide variety of core and voluntary benefits that reflect the needs of your diverse workforce.

Communication & Education Icon

We craft custom communications campaigns to ensure your workforce can make educated decisions regarding their benefits.

Administration & Compliance Icon

We handle complex administrative tasks like Premium Remittances and Direct Billing for you, and ensure you stay in compliance with the latest legislative and ACA regulations.

Enrollment Management Icon

We oversee the smooth implementation of processes like your Open Enrollment and Dependent Verification Audits from start to finish.