Benefits Alert 2013-02

Trish Neely, CFCI

The Department of Labor (DOL) released the model language we have been expecting for employers to notice employees about the Exchanges. This Alert focuses on the Model Notice for employers who offer a health plan to some or all employees: http://www.dol.gov/ebsa/pdf/FLSAwithplans.pdf.

Trish Neely, CFCI

Most of you are likely aware that small employers in the 33 states where the federal government will be running the states’ Exchanges will be limited to a single plan for their employees if they choose to purchase through the Exchange. States operating their own Exchanges have the option to also delay.

Michelle Robleto

Florida’s 2013 Legislative Session begins March 5th and ends May 3rd. Of the many issues the Legislature will deal with this upcoming session, the Patient Protection and Affordable Care Act (PPACA) is a lightening-rod for the state that will stir emotions and have an impact on all Floridians.

Summer Shorts

Outlook for Tax Favored Accounts: What is their future post-Supreme Court Ruling?

Use it or Lose it: Is it time for this rule to go?

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With Reform, Size Matters

When it comes to the Affordable Care Act, size does matter; unfortunately for employers it’s not as simple as one size fits all. Depending upon the provision, you may be small if you have less than 200 employees, less than 100, less than 50, less than 49, less than 25, or less than 250. How does an employer keep it straight?
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PPACA: It’s Constitutional . . . Time to Refocus

If, as an employer, you took time out from implementation awaiting the Supreme Court ruling, it is time to resume compliance activities due this year and begin preparing for requirements coming due in 2013. August, September, January and March all include milestone dates that must be met by most employers. Are you ready?
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Health Care Reform for You, Me & Our Families

The Supreme Court ruled that health care reform legislation passed in 2010 is Constitutional. The legislation applies to major medical health plans regardless if you receive your benefits at the workplace or purchase directly with an insurer for yourself and/or your family. Putting aside the continued controversy and vows of repeal or change, it is important that we understand how certain of the reforms and mandates, as they exist today or that are soon to be implemented barring repeal, will impact our access to care.
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New FMLA Guide for Employees: It’s also useful for Employers!

The Department of Labor (DOL) through its Wage and Hour Division (WHD) recently issued a new FMLA Guide for Employees. FMLA (Family Medical Leave Act) provides unpaid, job-protected leave. FBMC’s Monique Akanbi, HR Specialist speaks frankly with the author and provides her perspective on FMLAs advantages to employees and challenges for employers.
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QR Wins i-COMM

FBMC’s Quarterly Review newsletter has been awarded Employee Benefits News’ (EBN) i-COMM Best Print or Online Employee Newsletter award in 2012. For the past 22 years, the Quarterly Review has educated clients, friends and employees about industry news and trends or regulatory changes made by government agencies.
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If, as an employer, you took time out from implementation awaiting the Supreme Court ruling, it is time to resume compliance activities due this year and begin preparing for requirements coming due in 2013.  August, September, January and March all include milestone dates that must be met by most employers.  Are you ready?