Consulting & Brokerage

A better way to plan

The world of benefits is getting increasingly more complicated. At FBMC we understand these challenges and leverage our carrier relationships to provide the best products for your workforce. 

Consulting

Our dedicated FBMC benefits consultant team is here to help you analyze the goals of your organization and the demographics of your workforce. We will guide you through the challenges of creating a comprehensive benefits package that maximizes our product offerings so your employees get a full range of coverage.

We stay abreast of the latest benefits products to provide the best solutions in a constantly evolving industry. Our core and voluntary products currently include:

Medical Consulting
Dental
Vision
Disability
Accident
Cancer/Critical Illness
Telemedicine
Credit Monitoring
Hospital
Identity Theft Protection
Legal
Life

We take a ‘client first’ attitude when matching provider companies and products with your needs, and with our benefits consulting expertise, you always will be empowered to make the most informed decisions for your organization.

Brokerage

Our brokers meet with you to identify the best products for your organization and create innovative plan designs that best meet the needs of your unique workforce. We then leverage our relationships with providers to ensure you are getting the best value for your workforce.
SAVINGS
We work with you to discuss opportunities for cost savings. For instance, by increasing voluntary benefits to cover what primary insurance doesn’t you can reduce costs for your organization’s participants. Wellness programs with incentives are also a great way to keep your  workforce healthy. FBMC can offer a multitude of options to help reduce the cost of staying healthy.
CARRIER NEGOTIATIONS
We work directly with providers to negotiate renewals of existing products or solicit new product quotes. We also work to secure favorable underwriting guidelines for the benefits we broker, and develop and execute RFPs for specially requested products.
CONTRACT COMPLIANCE
We consistently monitor your plan information and ensure it is in compliance with all contracts and policies. If you have any concerns or questions about your agreements, we work with the carriers to ensure your agreements are being followed to a ‘T’.

Partners

Our relationships with quality carriers are key to our ability to provide comprehensive, flexible benefits and cost-savings opportunities. Some of our partners include:

YOUR TOTAL BENEFITS SOLUTION

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CONSULTING &
BROKERAGE

We work for you to secure a wide variety of core and voluntary benefits that reflect the needs of your diverse workforce.

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COMMUNICATIONS &
EDUCATION

We craft custom communications campaigns to ensure your workforce can make educated decisions regarding their benefits.

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ADMINISTRATION &
COMPLIANCE

We handle complex administrative tasks like Premium Remittances and Direct Billing for you, and ensure you stay in compliance with the latest legislative and ACA regulations.

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ENROLLMENT
MANAGEMENT

We oversee the smooth implementation of processes like your Open Enrollment and Dependent Verification Audits from start to finish.